Introduction
This article outlines the differences in how deductible is processed for guests booking through Outdoorsy vs. guests booking via your direct website.
Note: You are responsible for the insurance deductible for your direct guests. The Wheelbase deductible is always 2% of the stated replacement value; with a minimum of $500 and a maximum of $1,500
Example:
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A unit with a replacement value of $80,000: 2% of $80,000 = $1,600 The insurance deductible for this unit would be $1,500
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A unit with a replacement value of $50,000: 2% of $50,000 = $1,000 The insurance deductible for this unit would be $1,000
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A unit with a replacement value of $24,000: 2% of $24,000 = $480 The insurance deductible for this unit would be $500
If no replacement value is entered into your Wheelbase account for that vehicle, the insurance deductible will default to the maximum.
Outdoorsy guest deductible
- Outdoorsy.com guests may have a deductible that differs from the Wheelbase deductible you have in place (on the basis of Protection Package they have selected)
- If the Outdoorsy.com guest’s deductible is lower than the 2% Wheelbase deductible, then we will default to the lower deductible amount.
Example: if the Wheelbase deductible is $1500 and the Outdoorsy renter’s deductible is $1000, you as the dealer would then collect only $1,000 from the renter and Outdoorsy will issue the settlement to you less this amount.
- If the Outdoorsy.com renter's deductible is higher than the 2% Wheelbase deductible, you as the dealer would then collect the lower of those two amounts.
Example: if the Wheelbase deductible is $1000 and the Outdoorsy renter books with 'Essential' coverage (@ deductible of $1500), you as the dealer would collect $1000. Outdoorsy would then process the additional $500 directly from the renter, and issue settlement to you less the $1000 collected.
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Guest that book directly on your website (Not Via Outdoorsy.com) |
Guest who book through Outdoorsy.com |
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The deductible for direct renters is always going to be 2% of the stated replacement value; with a minimum of $500 and a maximum of $1500. |
Outdoorsy.com renters may have their own, separate deductible. This is separate from your business's 2% insurance deductible and unique to just Outdoorsy.com's customers. |
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If no replacement value is entered into your Wheelbase account for each vehicle, the insurance deductible will default to the maximum, $1500. So don’t forget to update this field! |
Deductible for Essential: $1500 Deductible for Preferred: $1000 Deductible for Peace of Mind: $500
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