Introduction
You have the ability to offer four levels of protection coverage to your guest through Wheelbase.
Protection package options
Basic
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Liability Coverage: State Minimum
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Comprehensive & Collision Protection: Up to 100K
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Windshield Repair Coverage
Essential
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Liability Coverage: State Minimum
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Comprehensive & Collision Protection: Up to 150K
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Windshield Repair Coverage
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Roadside Assistance
Peace of Mind
- Liability Coverage: Up to $500K
- Comprehensive & Collision Protection: Up to 250K
- Windshield Repair Coverage
- Roadside Assistance
Stationary
- State Minimum Liability Limit
- Physical Damage limit up to $1M
- Windshield Coverage
Note on Deductibles
For Outdoorsy.com bookings the insurance deductible is included and stated in the details of the protection package (and therefore that’s the amount you should claim from the security deposit when filing an insurance claim).
For direct bookings your deductible is going to be 2% of the stated replacement value; with a minimum of $500 and maximum of $1,500. This is taken from your claim payout and your responsibility as an owner to collect it.
Option to adjust 'Wheelbase package pricing'
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You as a host have the option to decide how much you or your renters pay for insurance (you can have the renters pay the full daily cost; you can split it 50-50; or any combination that works best for you).
When looking at your Premium Service tab, if you have it set to 0% markup under Optional Premiums, that means the whole cost of the insurance package is paid by the guest. If you have negative (-%) percentage in the Optional Premiums field, that discounts the cost of the package to the guest, and you are paying that difference.
How do packages affect my coverage level for my vehicles? (U.S. Coverages)
They do not change your level of coverage. You/your company maintain full coverage of up to $1M Liability protection and property damage for your company. The package selection only changes the guests coverage level. In the event a guest's package selection does not cover the extent of damage, our claims team will fully payout the claim to you, and our claims team will collect any necessary funds from the guest.